Zypto

Zypto is a company focused on developing technologies and services to facilitate the use of blockchain-based digital assets as a replacement for or alternative to local currencies in everyday transactions. With operations spanning various regions globally, including the European Union, the USA, Canada, the Middle East, Asia, LatAm, and Africa, Zypto prioritizes collaboration with local experts and partners.

Their product lineup consists of three main components:

1. Zypto App: A flagship mobile application designed to make cryptocurrencies as easy to use as local currencies, with features like DeFi and CeFi wallets, Zypto Pay for closed-loop payments, P2P transfers, local currency payments, merchant functions, and a rewards system.
2. Zypto Pay (formerly FCF Pay): Zypto Pay is part of the Zypto ecosystem, enabling seamless payments using cryptocurrencies.
3. Zypto Network: A token and blockchain community developed by Zypto.

Zypto offers two types of wallets within its app:

• Managed (CeFi) Wallet: Offers convenience and ease of use, with Zypto managing users' funds and transactions. It eliminates the need for gas fees and provides privacy for transactions.
• DeFi Wallet: Provides users with complete control over their funds, but requires them to manage their private keys. DeFi wallets offer more privacy but require users to handle their security.

Zypto emphasizes compatibility between its app and Zypto Pay, enabling fast and feeless transactions for both online and in-person payments. Additionally, Zypto facilitates peer-to-peer closed-loop transfers, ensuring instant availability of funds without blockchain transactions.

For users who prefer to transact in local currencies, Zypto offers solutions such as crypto-to-local currency off-ramping, physical and virtual prepaid cards, branded gift cards, and a crypto bill payment system.

Overall, Zypto aims to bridge the gap between traditional financial systems and blockchain technology, offering users convenient and secure options for managing and transacting with digital assets.